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April Goals and Roth IRAs

April 4th, 2009 at 04:05 pm

I have two main goals for April:

(1) Set up an escrow account -- I opened this account yesterday morning and already transfered in the first contribution. (I love adding something to my to do list and then checking it off right away, so CHECK!)

(2) Get our restaurant spending under control. We started using the envelope system for groceries last month, and I was amazed at how much less we spent! But our eating out expenses are out of control! In fact, I am ashamed by the amount of money we have spent on dining the past few months. Last month we both did some traveling, which contributed, but we still spent *way* more than is necessary. So much that I am embarrassed to write down the actual number! Our goal for eating out this month is $200. (I would eventually like to get this lower, but baby steps...) The good news is that (with the exception of a business dinner for me), we have been able to keep to our meal plan this entire week. So we do have more self-control that I originally thought!

I have a lot of other goals I'd like to pursue, but I think I'll be better able to tackle them one at a time, so I will save them for another month.

In other news, my husband and I finished fully funding both of our 2008 Roths this morning, and it feels good to have that taken care of. It was sad to see the balance of our savings account decrease so substantially, but I know the money has moved on to a better place!

2 Responses to “April Goals and Roth IRAs”

  1. MariRDH Says:

    Eating out is one of our favorite things to waste money on as well. It is difficult to cut back but we have done better recently. Good luck to you!

  2. boomeyers Says:

    You are smart to hold back and tackle things in little steps! Good luck on the eating out!

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