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Obsessive much?

April 15th, 2009 at 07:30 pm

So I pounced on my husband when he got home from work -- "Did you remember to pick up your paycheck?!?" See, I mailed a check to the federal government yesterday and we don't actually have the money in the checking account to cover it. So I want to get his paycheck deposited ASAP tomorrow.

To be honest, it probably doesn't matter. I get paid by direct deposit on Friday, and the chance that the Treasury Department gets our check and deposits it before then is pretty slim. I just really hate the idea of there being a check floating around out there without the cash to back it up. (And I'm pretty sure that if you bounce a check with the federal government, they are not too happy about it!)

(The other thing I get obsessed about is when I write a check to someone and it takes them FOREVER to deposit it, so that every time I check my account online it looks like I have more money that I actually do. Sometimes that leads me to make bad choices...)

5 Responses to “Obsessive much?”

  1. Personal Finance Student Says:

    I completely understand on all those points! I agree! I'm sure you're fine too. I don't see the federal government depositing your check that fast..., but I guess you never know.

  2. gamecock43 Says:

    Excellent!! Obsessive much?? No. Enthusiasm- yes!

  3. M E 2 Says:

    It is my experience that the government WILL in fact cash/deposit your check the day they receive(d) it. Sorry, but you MAY be s-o-l. Frown

    I mailed a check out on Thursday that hit the bank on Monday. Keep in mind, that means they got it on Friday and Saturday is a non-business day (at least in the banking world) so it hit the next business day. That means 2 days after it was mailed.

  4. north georgia gal Says:

    My experience is the opposite withe the government...sometimes it takes them weeks to cash my checks. Hope that is the case for you. I completely understand about having to float checks though...I have been there, got out of it, and am there again!

  5. L Saver Says:

    Well, I made it. Got hubby's paycheck deposited first thing this morning, and no sign that the tax man deposited my check yet! I guess I figured that with all the returns coming in around the 15th, there wasn't much of a chance they'd have gotten to mine yet, but now I know to be careful about that. Thanks for the warning, M E 2.

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