So I pounced on my husband when he got home from work -- "Did you remember to pick up your paycheck?!?" See, I mailed a check to the federal government yesterday and we don't actually have the money in the checking account to cover it. So I want to get his paycheck deposited ASAP tomorrow.
To be honest, it probably doesn't matter. I get paid by direct deposit on Friday, and the chance that the Treasury Department gets our check and deposits it before then is pretty slim. I just really hate the idea of there being a check floating around out there without the cash to back it up. (And I'm pretty sure that if you bounce a check with the federal government, they are not too happy about it!)
(The other thing I get obsessed about is when I write a check to someone and it takes them FOREVER to deposit it, so that every time I check my account online it looks like I have more money that I actually do. Sometimes that leads me to make bad choices...)
Obsessive much?
April 16th, 2009 at 02:30 am
April 16th, 2009 at 04:16 am 1239855366
April 16th, 2009 at 02:16 pm 1239891367
April 16th, 2009 at 05:04 pm 1239901452
It is my experience that the government WILL in fact cash/deposit your check the day they receive(d) it. Sorry, but you MAY be s-o-l.
I mailed a check out on Thursday that hit the bank on Monday. Keep in mind, that means they got it on Friday and Saturday is a non-business day (at least in the banking world) so it hit the next business day. That means 2 days after it was mailed.
April 16th, 2009 at 06:59 pm 1239908382
April 17th, 2009 at 12:21 am 1239927710